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WHAT DOES PNC DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also requires us to tell you how

we collect, share, and protect your personal information. Please read this notice carefully

to understand what we do.

 


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income

Account balances and account transactions

Credit scores and payment history


How?

All financial companies need to share customers’ personal information to run their everyday

business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons PNC chooses to share, and whether you can limit this sharing.

Reasons we share your personal Information

Does PNC Share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

No

We don’t share

 

To Limit Sharing:

Call 1-800-762-2118 — our menu will prompt you through your choice(s) Visit us online: www.PNC.com/privacy (Online Banking customers only.) Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing

Call 1-800-762-2118

160787-0312 IC#00085294

To limit our sharing

Call 1-800-762-2118 — our menu will prompt you through your choice(s)

Visit us online: www.PNC.com/privacy (Online Banking customers only.)

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we

sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. 


Questions

Call 1-800-762-2118


Who we are


Who is providing this notice?

PNC Bank, National Association; PNC Investments, LLC; PNC Capital Markets, LLC; PNC Insurance Services, LLC; PNC Equipment Finance, LLC; Harris Williams, LLC; PNC Merchant Services Company; PNC Partnership Solutions, Inc.; PNC Delaware Trust Company


What we do


How does PNC protect my personal information?

To protect your personal information from unauthorized access and use, we use

security measures that comply with federal law. These measures include computer

safeguards and secured fi les and buildings. Additionally, PNC rigorously requires and trains its employees to comply with its privacy standards and policies, which are designed to protect customer information.


How does PNC collect my personal information?

We collect your personal information, for example, when you

open an account or deposit money

pay your bills or apply for a loan

use your credit or debit card

We also collect your personal information from others, such as credit bureaus,

affiliates, or other companies.


Why can’t I limit all sharing?
Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about

your creditworthiness

affiliates from using your information to market to you

sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.


What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates: Companies related by common ownership or control. They can be financial and

nonfinancial companies.

Our affiliates include companies with the PNC name, and financial companies such as Harris

Williams, LLC.

Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

PNC does not share with non-affiliates so they can market to you.

Joint marketing:   A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include mortgage and lending companies, insurance

companies, and other companies that provide financial products and services.

Other important information

State Privacy Laws — We will comply with state privacy laws to the extent they apply.

California and Vermont Residents Only: We will not share your information except for our everyday business purposes or as required or permitted by law. Nevada Residents Only: This notice is provided to you pursuant to state law. Nevada state privacy laws permit us to make marketing calls to existing customers, but if you prefer not to receive marketing calls, you may be placed on our internal Do Not Call list at 1-800-762-2118 or you may also contact the Nevada Bureau of Consumer Protection,  Office of the Nevada Attorney General, 555 E. Washington St., Ste 3900, Las Vegas, NV 89101; telephone 702-486-3132; email: BCPINFO@ag.state.nv.us.

(rev June 2012)